I posted this layout and encouraged scrappers to create a layout using an overlay, chipboard, and paper piercing.
I used the Summer Home Simply Scrappin' kit to create this page. I pierced a set of parallel lines above and below the border on the title strip. I put a closeup pic of the overlay that I used for my journaling. Finally, I inked up a strip of scalloped chipboard (from the clearance rack on my SU! website!!!) and tied a scrap of ribbon around it to finish off the page.
So remember...the challenge is to use chipboard, an overlay, and paper piercing on your project. See what you can come up with and link me up in the comments or load a picture up to Sketches for You!